Finetuning: what we need

What Beam needs from a finetuning platform, and where we'd start.

Aqib Ansari, Beam AI, November 2026

The promise: higher accuracy than the frontier model our customers run today, at lower cost. Both together. Lower cost at lower accuracy doesn't sell: no customer swaps a model that works for a cheaper one that makes more mistakes.

What we need: a finetuning platform that runs the loop in section 2, on the terms in section 3.

How we'd start: a 3-week test on the traces of our biggest customer (section 4).

1The case: our biggest customer

A German debt-collection group. Our agents process the post its debtors send in.

What the agents do

The customer receives a constant stream of post from debtors and their lawyers: scanned letters and emails. Our agents read each one, classify it, extract the case data and contacts, and write the result into its case management system.

  • Two agents are live: insolvency mail, and requests for instalment plans.
  • Around 40k tasks a month, all in German, on a dedicated EU instance.
  • Accuracy is what the customer cares about: the extracted data decides what happens on a debtor's case, and they want every task right without a human checking it.
Debtor mail letters and emails Scanned to text OCR Beam agent classify, extract case data, contacts Case system next step on the debtor's case
Today the agent step runs on GPT-5.5. That is the step we want to finetune.

Today: cost or accuracy, not both

  • Moving the agents from GPT-5 to GPT-5.5 took LLM cost from $0.35 to $0.64 a task in one week: from about $14k to $25.5k a month.
  • Moving the evals to a cheap model brought it back to about $0.36 a task, around $14k a month. The step that does the work still runs on GPT-5.5.
  • The cheaper model we tested for that step held up on most fields but dropped to 71% on one, against 80–82% for GPT-5, GPT-5.5 and Claude Sonnet 4.6 (607 cases).

So today, cutting cost means giving up accuracy. We want both.

Cost per task lower higher Accuracy higher lower Haiku Opus Fable Models you can buy today: more accuracy costs more Switch to a cheaper model: cost down, accuracy down Finetune beats today's model, at lower cost what we want
Illustrative. The positions show the trade-off, not measured numbers.

2What the platform has to do

Four stages, run as a loop. Each point says what we need and why.

1. Teach Learn from a better model 2. Serve Accurate on live traffic 3. Prove Beat today's model 4. Retrain Keep up as things change
Teach on better data, serve with a fallback, prove it beats today's model, retrain as things change.

Teach

Where the accuracy comes from.

The teacher should be a frontier model.

The finetune learns from the strongest model available (eg. Fable), not from the model the customer runs today. Why a frontier model:

  • It has a better world model, so it can handle cases we never trained or tested for.
  • It fills the gaps when the prompt isn't specific, and makes a sensible call where a smaller model would guess.

How we'd use it:

  • Run it on the customer's real traffic for a while, even if they run Haiku or Opus today.
  • Train the finetune on its outputs, plus the historical traces and reviewer feedback we already have.
  • Specialised on one task and trained on frontier-level data, the finetune can beat the model the customer runs today.

We decide what counts as high quality data.

We know our customers' processes, so we want to define what a good output looks like, using our own signals:

  • Evals that catch the errors we know about
  • Code checks, eg. schema validation or business rules
  • Human feedback from the people who review the agent's work
  • More as we learn what matters

Only outputs that pass go into training. Better data is where the accuracy comes from.

Live traffic the customer's real requests Teacher: Fable writes the output for every request Quality checks drop what fails our checks Finetune trained only on what passes Evals Code checks Human feedback Signals we plug in
We define what high quality means. Our evals, code checks and human feedback decide what the finetune learns from.

Serve

Where accuracy has to hold on live traffic.

The finetune has to beat the frontier model, including on inputs it hasn't seen.

Our customers switch when cost goes down and accuracy goes up. A finetune that is accurate on familiar inputs but slips on new ones fails that, so accuracy has to hold across all their traffic.

One approach we have in mind is a router in front of the finetune:

  • For each request, check whether it belongs to the distribution the finetune was trained on.
  • If it does, the finetune answers.
  • If not, the frontier model answers, and the request becomes training data for the next round.

Happy to hear other ways of getting there.

New request from the agent Like what the finetune learned? Yes No Finetune cheap and specialised Frontier model handles the new input and becomes training data for the next round
One approach: the finetune only answers what it has learned, and everything else goes to the frontier model.

Prove

Where the promise becomes a measurement.

A finetune only goes live if it beats the customer's current model.

That is the promise, so it has to be measured, not assumed.

  • Before launch: benchmark every finetune against the model the customer runs today, on their own data.
  • In production: keep comparing, eg. send 5% of requests to both.
Before it goes live Head to head finetune vs today's model, on the customer's data Beats today's model? Yes No Goes live customer switches to it Doesn't go live today's model stays After it goes live 95% of requests: the finetune answers 5%: also sent to today's model, so the comparison never stops
The promise is a gate before launch and a running check after it. 5% is an example rate.

We can pull the evidence through an API.

Our customers sign off on every model change. To earn their trust, we have to show them how the finetune performs against the frontier model, not just tell them. So we want to fetch a report through the API that we can put in front of them:

  • Accuracy per field, finetune vs frontier, on the held-out set and on sampled live traffic
  • How that changes over time, so a regression shows up before the customer notices it
  • Example cases where the two disagree, with the reviewed answer
  • Cost per task, and the share of traffic the finetune handles
GET /v1/finetunes/{id}/report what we show the customer Field Finetune Frontier Difference Classification 93.8% 91.2% +2.6 pts Case data 95.1% 94.6% +0.5 pts Contacts 96.0% 95.1% +0.9 pts Live traffic the finetune handles: 87% Cost per task: $0.10, against $0.36 on the frontier model Disagreements to review: 41 cases
Illustrative: what the report should show, not results.

It has to work without our customers defining anything.

Our customers won't write evals, so it has to work out of the box.

  • Good defaults from the agent's output schema: exact match per field, a valid schema, null instead of a guess.
  • On top of that, our own domain-specific evals that catch known errors.
  • An API to send human feedback on individual outputs.

Retrain

Where accuracy is kept, month after month.

Accuracy regresses over time, so training never stops.

We see this with clients, for two reasons:

  • Domain logic changes. A frontier model handles new data better than a finetune.
  • Agent configs change: prompts, docs, data from integrations. A new prompt means new outputs, and the finetune has to follow.

When the config changes, the frontier model takes over until the finetune catches up.

We'd tag each request with a config version. A finetune is only valid for the version it was trained on, so:

  • When the config changes, traffic goes back to the frontier model.
  • A retrained finetune takes over once it passes the evals on the new version.
  • The requests routed to the frontier model (see Serve) become training data for the next round.
Agent config Who answers prompt changes Config v1 Config v2 Finetune v1 Frontier model Finetune v2 while v2 retrains v2 passes the evals time
A config change never ships a stale finetune. The frontier model covers the gap.

3Platform terms

What has to be true around the loop. Points tagged Later aren't needed for a first test, but we'll need them in production.

Integration

It has to be a drop-in replacement for OpenAI.

Our system runs on OpenAI-style APIs, so switching should mean changing the base URL. That includes structured outputs with JSON schema, since many of the errors we see are format errors.

Pricing

Serving should be priced per token, with many finetunes on one base model.

Like Fireworks. We'll have a finetune per agent, and sometimes per end client: one customer has around 50 client-specific configs. A dedicated GPU for each doesn't work.

Training should be billed by GPU minutes.

Like Modal. We retrain often, so training runs need to stay cheap.

Discounts for work that doesn't need an answer right away. Later

A lot of agent work is back office: incoming post, document runs, evals and retraining. It needs to be done today, not this second. We want to pay less for that, the way every major provider already charges less:

TurnaroundWhat we'd expectWhat the market charges today
Real timeStandard priceStandard price
Within 4 hoursAt least 30% offFireworks Spot: 30% off. Flex tiers at Google and OpenAI: 50% off, with minutes of delay
Within 24 hours50% off50% off batch at OpenAI, Anthropic, Google, AWS Bedrock, Fireworks and Together
Training, whenever capacity is freeAt least 60% off on-demand GPU timeAWS Spot GPUs: up to 90% off. SageMaker managed spot training: up to 90%, 65–70% in AWS's own examples

We finetune to save cost, and we retrain often. Without these tiers, retraining and back-office volume eat into the savings.

Operations

You run the GPUs.

Uptime and GPU utilisation come with a lot of complexity, and we don't want to take that over. Our customers already accept finetuning providers like Fireworks.

Data and compliance

Data stays in the EU, and our customers can approve you.

Our customers are German enterprises processing personal data. Our contracts need their written approval before we share any data with a new subprocessor, including historical traces. To get that approval, we need:

  • EU hosting, with the processing and access locations stated
  • A DPA and your subprocessor list
  • Zero data retention, with clear security and deletion arrangements
  • No rights to reuse our data or the models trained on it

We also want to be able to export the finetuned weights.

Versioned models we can audit end to end. Later

Customers in insurance and banking have to show auditors how each decision was made, internal auditors and external ones. With a finetune in the loop, that means following the whole trace for any output:

  • Which model version answered, and which base model and training run it came from
  • Which training data and quality checks went into that version
  • The evidence report it passed before going live
  • The config version, input and output of the request itself

We also need to:

  • Keep old versions and their logs for as long as the customer's regulation requires
  • Pin a customer to a version, and roll back to an earlier one

Under the EU AI Act, credit scoring and life and health insurance pricing are high-risk systems. They need automatic logs kept for at least six months, longer where financial-services law requires, and handed to regulators on request. Those duties apply from December 2027 (Article 12).

4The pilot: a 3-week test on our biggest customer's traces

Where we'd start, what counts as a pass, and what we expect it to save.

Plan

  • Week 0: you share your DPA, subprocessor list and hosting details. We get the customer's written approval.
  • Week 1: we share the customer's historical traces. You relabel them with Fable, run our quality checks and train.
  • Week 2: benchmark the finetune against GPT-5.5 on a held-out set of tasks with reviewer-confirmed answers. No live traffic yet.
  • Week 3: shadow test on a sample of live tasks, then we take the results to the customer.

Success criteria

WhatBar for a pass
AccuracyAt least as accurate as GPT-5.5 on every field group (classification, case data, contacts), on the held-out set
FormatSchema-valid output at least as often as production today
CoverageThe finetune handles at least 85% of tasks; the rest go to the frontier model
CostAt least 70% lower LLM cost per task, counting fallback, sampling and evals
TimeFirst benchmarked finetune within 3 weeks

What we share, what we expect

We share

  • Historical traces from both live agents: document text in, structured output out (216k tasks in Jan–Jul 2026 alone)
  • The agent configs: prompts, output schemas, reference docs
  • Reviewer feedback and corrections from the customer's feedback loop
  • A test set with confirmed answers, plus today's accuracy and cost per task

We expect

  • A finetuned model on an OpenAI-compatible EU endpoint we can point a test agent at
  • A per-field benchmark report against GPT-5.5 that we can show the customer
  • The all-in cost per task at the customer's volume
  • A first result within 3 weeks

Nothing is shared before the customer's written approval.

What we expect it to save

The customer's LLM cost is about $0.36 a task today, around $14k a month at 40k tasks. We expect the finetune to bring that down by 70–80%, to about $3–4k a month. A 10x cut, to around $1.5k, is the stretch goal.

Today GPT-5.5 $0.36 ~$14k/mo With finetune (estimate) $0.10 ~$4k/mo Finetune, answers 85% of tasks: $0.01 GPT-5.5 for the 15% it hasn't learned, plus the 5% comparison sample: $0.07 Evals, already on a cheap model: $0.02
Estimate. Assumes the finetune is a mid-size open model priced like Fireworks' serverless rates, 15% of tasks fall back to GPT-5.5, and 5% are sampled for comparison. Training runs not included.